How to make a whiplash claim against a friend or relative
Not all motor accidents will involve another vehicle and a great number of car crashes are caused by drivers who accidentally mount a kerb or drive in adverse weather conditions; no matter how an accident occurs, the driver has full responsibility for their passengers.
If you have suffered whiplash injuries in a car accident you may like to consider the option of claiming compensation against the driver. It does not matter if the driver is a friend or a relative as your claim will be made against their insurers and not their own pocket.
Being involved in a car accident is an extremely traumatic experience and if you have sustained a neck injury, you are more then likely to require time off work to recover.
Whiplash symptoms
The most common sign of whiplash is neck pain and restriction of neck movements. According to statistics, these symptoms are reported by 90% of people who make compensation claims for neck injuries.
A number of people may also suffer from cervicogenic headaches, which occur as a result of damage to the neck. Studies have shown that 76% of people suffering from whiplash have reported this symptom.
Lower back pain can also signify a whiplash injury and is something that has been reported by 40-60% of people who have sustained a personal injury in an accident.
Will my friend or relative be penalised?
Although the initial idea of making a compensation claim against somebody you know may feel a little uncomfortable, the truth couldn't be more different. Your friend or family member will not be penalised as the claim will be made against their insurers and not the person themselves.
If the driver of the vehicle involved in the accident has a protected no claims discount on their insurance premium, their insurance will be unaffected by your whiplash claim. If their no claims bonus is unprotected, they could lose their no claims bonus as a result of the compensation claim but they're more than likely to have lost this because of the damage caused to their car in the smash.
Should any more passengers be involved in the accident, their claims will have no additional affect on the driver's insurance premium as they will be regarded as the same claim.
How to make a whiplash claim
If you have been involved in a vehicle accident and have suffered personal injuries as a result of the crash, you may be eligible to make a claim against the driver.
Here at Car Accident Advice Line, we receive a number of compensation claims from people who have been injured whilst travelling in a vehicle that was being driven by a friend or relative.
We are associated with a panel of expert personal injury solicitors and after years of working on no win, no fee claims, they have achieved a credible success rate.
When you make an accident claim with us, we can guarantee that you will receive 100% of the compensation awarded to you for your neck injury. We won't charge a single penny and can also guarantee that you will not have to pay for any costs involved in the claims process.
If you would like to make a totally cost-free claim for your whiplash injury, complete an online call back form and one of our friendly claims advisors will call you back or to start the claims process straight away call us today on 0808 143 43 42.
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