Personal injury compensation following a car accident with an uninsured driver or hit and run driver
Personal injury compensation is available
for people who have been injured in a non-fault car accident
involving uninsured or hit and run drivers. If the car
accident involved an uninsured or untraced driver, personal
injury compensation will need to be obtained through an organisation called the Motor Insurers’ Bureau.
There are literally thousands of car accidents
each year involving uninsured or untraceable drivers. Whilst this means that there is no insurance company to make a
compensation claim against, we may still be able to help you make
a claim for personal injury compensation and damage to
your vehicle.
The Motor Insurers’ Bureau (MIB) is an independent body set up to compensate people who have
been involved in car accidents with negligent untraced or
uninsured motorists. Through the scheme, which is funded by UK insurance companies, it is possible to claim both personal injury compensation and damage to your vehicle following a
non-fault car accident (subject to a number of conditions).
An injured person has three years from the date of the car accident in which to make a claim to the MIB. If
the claim is for vehicle damage only, it must be submitted within 9 months of the car accident date.
An injured person must report the car accident
to the police within 14 days of it taking place and in the case of vehicle damage, within 5 days of the incident.
An acknowledgement must be obtained from the police, quoting a crime reference number. The applicant
is also expected to fully cooperate with the police during their investigations
Uninsured drivers
An application for personal injury compensation and property
damage can be made to the MIB if the driver of the other vehicle was uninsured, but identified at the time of the
accident. The MIB will make investigations to establish whether or not the uninsured driver was infact responsible
(liable) for causing the accident and they will seek to obtain evidence to support the value of the claim. This will
include medical records in relation to injuries and documentary evidence relating to loss of earnings, property and
vehicle damage.
If the MIB’s decision on liability or the amount of any award is not satisfactory then an
appeal can be made to reconsider any accident claims.
Our solicitors are specialist in dealing with
personal injury compensation claims through the MIB and we can help you make a car accident compensation claim which you thought may not be possble. We can deal with your case under
our ethical no win no, fee policy. See no win, no fee for more information…
Personal injury compensation that can be claimed
from the MIB following a non fault accident with an uninsured driver can include some of the following:
- loss of income - past and future
- damage to your vehicle and other belongings
- vehicle hire costs
- medical expenses for the past and for the future
- care or assistance you may have had or need the future
- pain and suffering (including psychological effects)
- loss of day to day activities
- prescriptions and other out of pocket expenses
- insurance policy excess (if comprehensively insured)
- reduced employment prospects in the future
- expenses in relation to the claim
Untraced Drivers
If you have been involved in a non-fault car accident and the
other driver was untraced or unidentified, you are entitled to make a claim for personal injury compensation through the Motor Insurers’Bureau (MIB). Property damage including
damage to vehicles cannot be recovered in hit and run cases. The MIB will need to establish that the untraced driver was
responsible (liable) for causing the accident and they will seek to obtain evidence to support the value of the claim,
including medical records in relation to injuries and documentary evidence relating to loss of earnings and any other
losses being claimed, prior to making an award. If the MIB’s decision on liability or the amount of any award is
not satisfactory then an appeal can be made to reconsider any accident
claims.
Our solicitors are specialists in dealing with
personal injury compensation claims through the MIB and we can help you make a car accident compensation claim that you previously thought was not possible. We can deal with your case under
our ethical no win no, fee policy. See no win, no fee formore information…
Personal injury compensation that can be claimed
from the MIB following a non fault accident with an untraced driver can include some of the following:
- Loss of income - past and future
- Medical expenses for the past and for the future
- Care or assistance you may have had or need the future
- Pain and suffering (including psychological effects)
- Loss of day to day activities
- Prescriptions and other out of pocket expenses
- Reduced employment prospects in the future
- Expenses in relation to the claim
For free confidential advice about making a personal
injury compensation claim following a non-fault car accident with an uninsured driver or untraced driver, call our
claim team on 0808 143 43 42.
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